Welcome To Mortgage of Choice
"The mortgage we recommend for you is the mortgage we would be happy to choose for ourselves”.
With our whole of market mortgage service
we will endeavour to find you the right solution for most mortgage scenarios – house move mortgages to improve your lifestyle, remortgages to improve your finances, buy to let mortgages for long term investment, adverse mortgages for repairing ‘bad credit’* and on through to specialist commercial mortgages, bridging finance and secured loans. We will often have access to exclusive mortgage products that are not available on the high street and as a No Fee Broker we save you money right from the outset!
Two Valuable Commodities – Can You Afford to Waste Them?
Mortgage of Choice is dedicated to acting on your behalf and making you savings……
Your Valuable Time which could then be invested in family, friends or simply generating more income.
Your Hard-Earned Money so easily lost by choosing the wrong mortgage or simply sticking with your lender's standard variable rate. Could we boost your budget with a remortgage?
Mortgage of Choice takes pride in offering each customer fully transparent advice, seeking to find the most cost effective solution available after assessment of individual needs, circumstances and affordability. Internet mortgage pages are peppered with bold terms like "cheapest rate!", "lowest rate!", "best deal!" etc, but in reality "cheapest rate" and "lowest rate" are not necessarily the "best deal" for each and every customer. Given current market trends, mortgage fees and costs have to be closely scrutinised, along with the actual product rate, terms and conditions.
We make it our task to peel back the veneer on mortgages and show the customer what the 'furniture' is really made of. A 'bad-buy' sofa could easily be sold on but the majority of mortgages carry an Early Repayment Charge (ERC), which means your mortgage has to be right first time.
The modern UK mortgage market has evolved to become truly diverse and reflective of our more ‘fluid’ and entrepreneurial lifestyles in the 21st century.
In addition to all the 'everyday' scenarios, we can assist with mortgages that cater for self-employment, contract working, probationary periods, self-certification when income varies or comprises several sources**, house purchase by 3 or more applicants, buying at auction, self-build and renovation projects.
Remember, in addition to finding the most cost effective solution Mortgage of Choice will not charge you a broker fee – that’s a saving right from the outset.
CAN WE HELP TO SECURE THE MORTGAGE THAT’S RIGHT FOR YOU?
0800 988 1889 enquiries@mortgageofchoice.co.ukEnquiry Form
* The overall cost for comparison is 7.5% APR, the actual rate available will depend on your circumstances. Please ask for a personalised illustration. ** The overall cost for comparison is 6.8% APR, the actual rate available will depend on your circumstances. Please ask for a personalised illustration.
Some products and services are not regulated by the Financial Services Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
John Morgan trading as Mortgage of Choice is an Appointed Representative of Home of Choice Ltd which is authorised and regulated by the Financial Services Authority. Register No.302967 http://www.fsa.gov.uk/register/